Information Disclaimer

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

360 Mortgage Short Sale

360 Mortgage Short Sale Package

Mortgage Assistance Form.

360 Mortgage Short Sale Decline

360 Mortgage Short Sale Denied?

360 Mortgage Short Sale

360 Mortgage Short Sale Process

360 Mortgage Short Sale Negotiators. We're On Top.

 

360 Mortgage Short Sale Process

Some investors have a requirement that you will first have to apply for 360 Mortgage Loan Modification but once you have been declined for it the process becomes pretty simple:

  1. To initiate the short sale process our representative will have to place a call to the 360 Mortgage and talk to their counselor.
  2. You fill be required to completely fill the 360 Mortgage Request for Mortgage Assistance form and submit it with supporting documents and finances.
  3. Property valuation will have to be scheduled and completed by Broker’s price opinion (Certain Investors Require Two Interior Inspections)
  4. Negotiation of terms with 360 Mortgage About Short Sale Fees And Costs To Be Paid Out Of The Seller’s Proceeds.
  5. Lender Provides A Response To Short Sale Offer Made.

The short sale process with 360 Mortgage is never easy and anyone who has been through the process will know this. A lot of problems will have to be faced. Its very typical that you will have to repeat the same steps again and again. You should know that we will have to run around from department to department during the 360 Mortgage short sale process. The Loan Modification Department maybe needs to close it out, or the short sale department doesn’t have someone assigned to 360 Mortgage Customers Service Department; Above all you need to know better when they are sending you in the wrong direction. Often clients come to us after submitting the wrong information on their application, getting denied, and not being able to figure out what happened. We can help you review any declines.

360 Mortgage Short Sale Timeline

It can be really helpful to the process if you know what effects the 360 Mortgage Short sale timeline. These are just a few of the hoops we jump through when dealing with a short sale.

  • For one, 360 Mortgage is just a mortgage note service providing company. 360 Mortgage Short Sale Application is generally only a piece of what governs 360 Mortgage’s mortgage servicing as they have to bide by the PSA or Pooling and Servicing Agreement that sets the rules for each and every loan; This contract is directly between servicer and investor. 360 Mortgage is not allowed to make all the decisions themselves. The investor only authorizes the company to take the decisions themselves in some of the cases only so for the decision that they are not authorized to make they will have to get permission from the investor. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers. The more layers of bureaucracy you’re going to deal with the longer it’s going to take.
  • Additionally, The fact that if your 360 Mortgage loan has a sale date also effects the timeline of the short sale process. 360 Mortgage can be a lot difficult to deal with when it comes to stopping of foreclosure process so 360 Mortgage short sale can be completed. Your chances of getting bumped up in the process can improve if you can get a value completed. As a loan servicer they have homes being sold at auction every day. Sale dates even for the coming week are not worked with urgency you would expect. As a first come first serve business model it can also be influenced by foreclosure status and proximity to the upcoming sale date (if applicable).
  • Finally, not all negotiators were created equal; This goes for both sides. Often miscommunication is the number one reason while a short sale fails. People become very specialized in this niche of representing homeowners (borrowers) in front of 360 Mortgage in these financial application processes to find mortgage assistance. Often you will be put though the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are.

360 Mortgage Short Sale Timeline Conclusion: Your 360 Mortgage Short Sale Timeline will vary based on many different factors. Decisions can be made in house will clearly be quicker than those that have to be sent out for approval., what the value comes back at from the appraisal completed by 360 Mortgage’s Short Sale Department compared to what the offer is that is being made to them, how fast 360 Mortgage’s Loss Mitigation department received the 360 Mortgage’s Short Sale Application documents are received (readable) and other factors will come together to effect how long it will take for your 360 Mortgage Short Sale to be Approved.

If Your 360 Mortgage Short Sale Was Denied There May Still Be Options.

 

How To Fix A 360 Mortgage Short Sale Decline?

Often dealing with 360 Mortgage Bank and how they deal with short sale buyers offers being declined may be confusing. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your 360 Mortgage short sale offer was rejected. Have us review your declined short sale for free by calling us at 888-934-3444.

Selene Loan Servicing Contact Information

360 Mortgage Customers

360 Mortgage Complaints and Reviews

360 Mortgage Reviews

360 Mortgage Complaints

Often we have gotten on the phone with a 360 Mortgage Loan for one of our Customers where we are given the run around. They can be very difficult to work with and making matters worse is their rude agents on the phone. When dealing with a Loan Servicing where the people on the phone make you feel like they don’t care getting a straight story can be difficult with your 360 Mortgage.

360 Mortgage 1 Star Review:

Nightmare !!! They just raised my monthly payment $126 more !!! And nobody is answering phones and there is no access to the online account , they seemed to have disappeared I need an explanation!! What’s going on ??? How do I go about this ?

Eren M., Mill hall, PA

360 Mortgage 1 Star Review:

Received this month’s statement and went online to pay and find that they have added ‘Escrow Shortage’ to the payment; no explanation, just pay the bottom line. Did so and have inquired twice to the reason for their math problem and have not heard back from 360mtg.
Customer service they do not have, math skills are lacking. If you have a choice do not go with 360mtg!!!

Tim L., Chula Vista, CA

Don't Be A 1 Star Review

 

Don't Be A 1 Star Review

 

360 Mortgage 1 Star Review:

They are rip off artists and don’t get int a situation where you ask for a modification or a reduction in payments.

Catherine M., Peoria, AZ

1 Star Situations Happen Every Day

 

ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your 360 Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your 360 Mortgage.

360 Mortgage Short Sale News

Selene Finance Short Sale

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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Selene Finance Short Sale Application, Forms And Packages

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

read more