Information Disclaimer

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

PNC Mortgage Inc. Short Sale

PNC RMA Short Sale Package

Mortgage Assistance Form.

PNC Short Sale Decline

PNC Short Sale Denied?

PNC Short Sale

PNC Short Sale Process

PNC Mortgage Short Sale Negotiators. We're On Top.


PNC Mortgage Inc. Short Sale Process

Mainly it depends who your investor is but most of the lenders will want that you first apply for Loan Modification and when you have been declined for it the short sale process is pretty simple:

  1. Our agent will place a phone call to the PNC Mortgage Inc. and talk to their councellor to initiate the short sale process.
  2. PNC Request for Mortgage Assistance for will have to be completely filled and submitted.
  3. It will be required to schedule and complete a broker’s price opinion (Some investors require two interior inspections)
  4. Numbers for purchase prices and closing costs will have to negotiated with PNC about Short Sale Fees And Costs To Be Paid Out Of The Seller’s Proceeds.
  5. Lender (PNC) Mortgage Provides A Response To Short Sale Offer Made.

Sadly the short sale process with PNC Mortgage Inc. is never easy. When applying for the short sale it sometimes feels like that something always comes up. It is very typical to repeat the same steps over and over when dealing with short sale negotiators. While dealing with PNC short sale process we will have to run from department to department. The Loan Modification Department maybe needs to close it out, or the short sale department doesn’t have someone assigned to PNC Mortgage Customers Service Department; Above all you need to know better when they are sending you in the wrong direction. Often clients come to us after submitting the wrong information on their application, getting denied, and not being able to figure out what happened. We can help you review any declines.

PNC Mortgage Short Sale Timeline


While dealing with the short sale it can greatly help the process if you know what effects the timeline of the short sale process. These are just a few of the hoops we have to jump through when dealing with a short sale.


  • For one, PNC is a company that works only as a servicer of mortgage notes. PNC Short Sale Application is generally only a piece of what governs PNC’s mortgage servicing as they have to bide by the PSA or Pooling and Servicing Agreement that sets the fules for each and every loan; This contract is directly between servicer and investor. The investor for which PNC is servicing do not allow them to take all the decisions themselves so this means that for decisions they cannot take themselve they have to get permission from the investor. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers. The more parties you have to deal with the longer it’s going to take.
  • Additionally, The fact that whether your PNC loan has a sale date or not also greatly effects the timeline. PNC can be really tough to deal with when it comes to stopping the sale so the PNC short sale process can be completed. If you can get a value completed your chances of getting bumped up majorly improve. As a loan servicer they have homes being sold at auction every day. Sale dates even for the coming week are not worked with ugency you would expect. As a first come first serve business model it can also be influenced by foreclosure status and proximity to the upcoming sale date (if applicable).
  • Finally, not all negotiations are equal; This goes for both sides. Often miscomunication is the number one reason why a short sale fail. People become very specialized in this niche of representing homeowners (borrowers) infront of PNC Mortgage Inc. in these financial application processes to find mortgage assistance. Often you will be put though the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are.


PNC Mortgage Inc. Short Sale Timeline Conclusion: Your PNC Short Sale Timeline will vary based on many different factors. Decisions that can be made in house will clearly be quicker than those that have to be sent out for appoval., what the value comes back at from the appraisal completed by PNC’s Short Sale Department compared to what the offer is that is being made to them, how fast PNC Loss Mitigation department received the PNC’s Short Sale Application documents are received (readable) and other factors will come together to effect how long it will take for your PNC Home Loans Short Sale to be Approved.

If Your PNC Short Sale Was Denied There May Still Be Options.


How To Fix A PNC Home Loans Short Sale Decline?

Often dealing with PNC Mortgage and how they deal with short sale buyers offers being declined may be confusing. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your PNC short sale offer was rejected. Have us review your declined short sale for free by calling us at 888-934-3444.

PNC Loan Servicing Contact Information

PNC Mortgage Customers

 PNC Consumer Complaints and Reviews

PNC Home Loans Servicing Mortgage Reviews

PNC Mortgage Servicing Complaints

Often we have gotten on the phone with a PNC Loan for one of our Customers where we are given the run arround. They can be very difficult to work with and making matters worse is their rude agents on the phone. When dealing with a Loan Servicing where the people on the phone make you feel like they don’t care getting a straight story can be difficult with your PNC Mortgage.

Due to space constraints we are not able to include the complete review(s). The name of each reviewer links to where the reviews maybe located. For the complete review click the links.

PNC 1 Star Review:


PNC bought DeepGreen 250k line of credit. I went to county clerk 52k was satisfied. PNC has starting balance as 128k. PNC refuse to show me where they got the 128k from. I wrote 98k in checks so 52k plus 98k 150k… How do I still owe 186k?? I filed complaint on CFPS and nothing was done to help me. I can’t afford a lawyer 7k as a retainer. I have to pay because either DeepGreen or PNC made the mistake?

F.C, East Northport, NY

PNC 1 Star Review:


PNC holds the mortgage to our home. We CONSTANTLY get mail regarding lowering our rates. Every time we try to get information we do not get any results or callbacks. When we finally did through to someone, we started the refinance process and immediately received FORECLOSURE notices. We contacted PNC to find out what was going on only to receive more notices and advice to contact some financial officer to avoid legal action. A real estate attorney who told us to do nothing and let them foreclose and then we would sue them. This situation went away. We attempted to refinance through another company but the other company could not get enough info from PNC to complete the transaction. Through sheer frustration we gave up trying. So now we have the SAME mortgage at the SAME rate and are still getting the SAME letters offering to lower our rate. Saying we are dissatisfied doesn’t even come close to how we feel.

Gordon, Sumner, WA

Don't Be A 1 Star Review


Don't Be A 1 Star Review


PNC 1 Star Review:

So I was told I qualify for the HARP program and PNC helped refinance my house – I wanted to do a cash out to pay off some high-interest credit cards but my advisor said to keep original loan and do a HELOC so that’s what I did. BIG SURPRISE. Ink wasn’t even dry on the re-fi and PNC sends me a rejection letter saying I don’t qualify for the HELOC because my credit score needs improvement – So no one thought to get my credit score at the beginning of this little process??? Now I STILL have high interest credit cards and was told I cannot re-apply for a HELOC for at least 6-12 months. These people are as crooked as they come and THE MINUTE I can qualify with another lender PNC WILL NOT get one more penny from me or my family. CROOKS!!!

Melinda., Saint Petersburg, FL

1 Star Situations Happen Every Day


ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your PNC Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your PNC Mortgage.

PNC Mortgage Inc. Short Sale News

PNC Mortgage Foreclosure Process

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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PNC Mortgage Deed In Lieu Of Foreclosure

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

read more