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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

Arvest Central Mortgage Short Sale

Arvest RMA Short Sale Package

Mortgage Assistance Form.

Arvest Short Sale Decline

Arvest Short Sale Denied?

Arvest Mortgage Short Sale Negotiators. We're On Top.

 

Arvest Central Mortgage Short Sale Process

In most of the cases the investor requires you to first apply for Arvest Loan Modification but once you have been declined for it the process is pretty conventional:

  1. To initiate the short sale process with Arvest we will have to place a call to Arvest Central Mortgage and talk to their councellor.
  2. Arvest Request for Mortgage Assistance form will be required to be complettely filled along with the supporting documents and finances.
  3. Property valuation will have to be required by Broker’s price opinion (Certain Investors Require Two Interior Inspections)
  4. Terms will have to be negotiated with Arvest Central Mortgage about Short Sale Fees And Costs To Be Paid Out Of The Seller’s Proceeds.
  5. Lender Provides A Response To Short Sale Offer Made.

Whomever who have been through the short sale process with Arvest will know that they are not easy to deal with. A lot of turmoils have to be faced. It is very typical thing that you will have to repeat the same processes again and again. It is good for you to know that we will have to run around from department to department during the short sale negotiations. The Loan Modification Department maybe needs to close it out, or the short sale department doesn’t have someone assigned to Arvest Customers Service Department; Above all you need to know better when they are sending you in the wrong direction. Often clients come to us after submitting the wrong information on their application, getting denied, and not being able to figure out what happened. We can hekp you review any declines.

Arvest Central Mortgage Short Sale Timeline

It can really help the process if you know what effects the timeline when dealing with Arvest short sale process. These are just a few of the hoops we jump through when dealing with a short sale.

  • For one, Arvest Central Mortgage is just a mortgage notes service providing company. Arvest Short Sale Application is generally only a piece of what governs Arvest’s mortgage servicing as they have to bide by the PSA or Pooling and Servicing Agreement that sets the rules for each and every loan; This contract is directly between servicer and investor. It is not always an option for Arvest Central Mortgage to take all the decision themselve. The investor has only allowed the company to take some of the decisions themselve. For decision that they are not allowed to make, they have to get permission from the investor. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers. The more layers of burueacracy you’re going to deal with the longer it’s going to take.
  • Additionally, The fact that whether your Arvest loan has a sale date or not also effects the short sale timeline greatly. If it comes to that the foreclosure has to be stopped so the short sale process can be completed, the company can be difficult to deal with. If you can get a value completed often your chances of getting bumped up in the process improve greatly. As a loan servicer they have homes being sold at auction every day. Sale dates even for the coming week are not worked with ugency you would expect. As a first come first serve business model it can also be influenced by foreclosure status and proximity to the upcoming sale date (if applicable).
  • Finally, not all negotiators were created equal; This goes for both sides. Often miscomunication is the number one reason while a short sale fails. People become very specialized in this niche of representing homeowners (borrowers) infront of Arvestor Mortgages in these financial application processes to find mortgage assistance. Often you will be put though the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are.

Arvest Mortgage Short Sale Timeline Conclusion: Your Arvest Short Sale Timeline will vary based on many different factors. Decisions can be made in house will clearly be quicker than those that have to be sent out for appoval., what the value comes back at from the appraisal completed by Arvest’s Short Sale Department compared to what the offer is that is being made to them, how fast Arvest’s Loss Mitigation department received the Arvest’s Short Sale Application documents are received (readble) and other factors will come together to effect how long it will take for your Arvest Short Sale to be Approved.

If Your Arvest Short Sale Was Denied There May Still Be Options.

 

How To Fix An Arvest Short Sale Decline?

Often dealing with Arvest Mortgage and how they deal with short sale buyers offers being declined may be confusing. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your Arvest short sale offer was rejected. Have us review your declined short sale for free by calling us at 888-934-3444.

Arvest Central Mortgage Contact Information

Arvest Mortgage Customers

Arvest Complaints and Reviews

Arvest Central Mortgage Reviews

Arvest Central Mortgage Complaints

Often we have gotten on the phone with a Arvest Loan for one of our Customers where we are given the run arround. They can be very difficult to work with and making matters worse is their rude agents on the phone. When dealing with a Loan Servicing where the people on the phone make you feel like they don’t care getting a straight story can be difficult with your Arvest Mortgage.

Arvest 1 Star Review:

We bought our home in 2013. It was supposed to be our retirement home. My partner of 31 years passed away and left me with one income. I applied to Central Mortgage 8 times for assistance. 8 times they turned me down. They called, sent letters and even came 912095 to my house. This went on every week for over 1 and a half years. They constantly harassed me. I was stressed to the max. I had gotten behind by 2 payments. For a year and a half after getting behind I sent payments with late fee the first of month. I couldn’t get caught up and they would not assist me tho I knew they could. They jerked me around until I could no longer put up with the stress. I sold my retirement home at 65. They destroyed my credit and now I have no choice but to rent. This in my golden years. Just know this. Karma is a bitch.

Karen, Pensacola, FL

Arvest 1 Star Review:

Arvest Central Mortgage Co are the most crooked mortgage co I’ve ever dealt with, they mis-managed my account, charged me late fees for payments which were not late. I was forced to contact the Texas & Arkansas Attorney Generals on this dis-honest company. Steer clear of them if you can.

C, Austin, TX

Don't Be A 1 Star Review

 

Don't Be A 1 Star Review

 

Arvest 1 Star Review:

We were behind 3 months. They said we qualified for a loan mod. We did the 3 months. Husband wasn’t home to sign the documents. Next thing they are saying we are 7 months behind and it went to a foreclosure lawyer. Never once were we told that we didn’t accept it we would get butt ** for those 3 months.

Kate, San Diego, CA

1 Star Situations Happen Every Day

 

ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Arvest Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Arvest Mortgage.

Arvest Central Mortgage Short Sale News

Arvest Central Mortgage Foreclosure Process

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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Arvest Central Mortgage Deed In Lieu Of Foreclosure

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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