Chase Loan Modification

Get Help With Your Chase Loan Modification

Talk To A Specialist Who Knows How To Deal With An Chase Mortgage.

Get Help With Your Chase Loan Modification

Talk To A Specialist Who Knows How To Deal With An Chase Mortgage.

Chase Mortgage Modification Process

The Chase Home Mortgage Modification process follows the typical loan modification process:

  1. Interview Over The Phone To Trigger The Application Process
  2. Complete Chase Request for Mortgage Assistance Package of Paperwork; Provide supporting documents.
  3. A Property Valuation is Completed (If, Applicable) – Often this is done via an automated valuation model (AVM)
  4. Terms of Modification Are Review, Negotiated and Sent To Underwriting
  5. Lender Provides A Response

If the process was this easy we would be out of a job; Sadly they never are and that is why we, Absolute Consultant Group (ACG) are here to support homeowners through the process. There is always back and forth with the Chase Loan Modification Process. Submitting documents over and over again is very typical.  Often you will get transfered from department to department having you run around from Chase Bank Home Mortgage Loan Modifiation Department to Chase’s Customer Service Department. Often clients come to us after submitting the wrong information on their application, getting denied, and not being able to figure out what happened. Our staff is available to review your paperwork and to help you step with the best foot forward. Call us at 888-934-3444.

Chase Home Mortgage Loan Modification Timeline

Dealing with large companies such as Chase Bank you know there are a lot of moving parts. Chase Mortgage’s  Loan Modifcation timelines vary often on obvious and other not so obvious parts. Here are a few of the reasons this question has such sticky answers.

  • For one, Chase is often just a loan servicer. Meaning that they are often representing the debt on someone elses behalf limiting their ability to make any of their own decisions. As a servicer they have to abide by their PSA or Pooling and Servicing Agreement that they have with each investor; Even when they are the investor their investments are handled by a different division. They may be delegated to make decisions on behalf of the investor they are servicing the loan for and in other cases they are not delegated (non-delegated) which means they have to request permission from the investor before being able to make any arrangements. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from most servicers. As you can imagine the more parties invovled the longer it takes and the more someone like Chase’s Mortgage Department has their hands tied.
  • Another issue, affecting the modification timeline is urgnecy. This business is a first come first service until you ask if your Chase Home Loan has a sale date? If it does, chances are you are going to get bumped up in the process. Servicers such as Chase Home Mortgage have homes going to sale just about all the time. Sales even set a week from today are not worked as urgently as you might want because of foreclosures pending going to auction between today, tomorrow and the next day. Remember this business is a first come first serve but it is also influenced by foreclosure status and proximity to the sale date.
  • Lastly, there is no one size fits all mortgage solution. You often will be reviewed for a large number of programs. If you don’t qualify for the first modification type they will review you for the next one. In the banking world departments become very specialized in their  particular types of programs. Loan modification negotiators review only loan modifications and short sale negotiators only review short sales. The method is called the waterfall process and you will also find that often you are reviewed by different loan modification departments at each step of the waterfall.

Chase Home Mortgage Loan Modification Timeline Conclusion: Sorry to say but time frames vary greatly. Whether the decisions can be made in house or have to be sent out for appoval, whether you fit the first plan you are reviewed for or the 10th plan, along with factors outside the bank including but not limited to how fast they are able to get their property values back from valuation companies, how fast documents are received legibly on their end and much much more all effect how long it will take for your Chase Mortage Loan Modifiication to be reviewed.

If Your Chase Mortgage Has Been Denied. It May Not Be Too Late

Dealing With An Chase Mortgage Loan Modification Decline

Often dealing with an Chase Home Loan Modification Decline may be confusing. Understanding the details of all the plans and how that conflicts with your information is key. Here at ACG we have dozens of points we review in order to understand why your Chase Mortgage loan modification was rejected. Have us review your declined modifcation for free by calling us at 888-934-3444.

Additional Chase Mortgage Contact Information

Chase Mortgage Customers

Chase Mortgage Complaints

Nationstar Mortgage Loan Modification Reviews

Mr. Cooper Loan Modification Complaints

Often we have gotten on the phone with a Nationstar Home Loan for one of our Customers where we are clearing up misunderstandings. They tell us they have everything for the loan modification review and then later again they are missing items. When dealing with a Nationstar's Loan Servicing Department getting a straight story can be difficult which is why we are here to help you with your Mr. Cooper Mortgage. Call Absolute Consultant Group at 888-934-3444.

Mr. Cooper 1 Star Reviews

 

Mr. Cooper 1 Star Review:

Once Nationstar became the servicer, they have done nothing but deny all requests even when we were able to show that we qualified. It has been their goal to foreclose on our home since day one. Now we are facing eviction and they basically stole our home from us.

Jennifer, Danville, CA

Mr. Cooper 1 Star Review:

A couple of months ago I apply for a loan modification through Nationstar Mortgage. Everyone in their customer service department have been pleasant. But the company’s policies and red tape make it close to impossible for a modification.

Scotty, Metairie, LA

Don't Be A 1 Star Review

Don't Be A 1 Star Review

Mr. Cooper 1 Star Review:

Nationstar now won’t approve my loan modification. Let’s not mention that I have never spoken with my so-called loan specialist Chaunte ** who is supposed to be handling my case. Every time I call I talk with a different rep. I feel like this place is more of a call center than a mortgage lender. I am at the point where I just gave up. Dealing with them is very frustrating.

Marieta, Clearwater, FL

1 Star Situations Happen Every Day

ACG 5 Star Reviews

ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

 

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Nationstar Mortgage.

You Know You Can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Nationstar Mortgage.

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