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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. We are a homeowner advocacy group with more than a decade of helping homeowners and professionals with mortgage assistance negotiations. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

America’s Servicing Company Deed In Lieu Of Foreclosure

Deed In Lieu Decline

ASC Deed In Lieu Application Denied?

ASC Loan Mortgage DIL Process

How does a deed in lieu work? Learn.

America’s Servicing Company Deed In Lieu Negotiators. We're On Top.


ASC Deed In Lieu of Foreclosure Process

If you are using services of ASC, we at ACG, see that our clients go through a process is pretty standard that’s similar to most other banks:

  1. Our team calls ASC Counselor over the phone (sometimes we have to up an appointment to get a call back) but once we are in touch with them it starts the process of the deed in lieu of foreclosure application process.
  2. In order to complete application ASC’s Request for Mortgage Assistance (RMA) Loan Paperwork are needed.
  3. In some cases, they will require you to go through a loan modification review prior to reviewing you for a DIL.
  4. Also, they prefer you try to sell the property before they take on the liability of owning the property in some cases because they will require you to attempt to sell the property prior to allowing you to deed it back to them.
  5. Next steps to complete a deed in lieu of foreclosure is having your property title checked.
  6. America’s Servicing Company will complete a property valuation on behalf of the investor.
  7. Next, we have to negotiate the terms with America’s Servicing Company about relocation terms and time frames.
  8. Lastly, your lender (America’s Servicing Company) provides a response to the deed in lieu of foreclosure made to them.

If you’ve ever dealt with trying to find assistance with America’s Servicing Company it’s never as easy as it seems from the checklist above. There are always some difficulties and unnecessary things to pass through. That’s why Absolute Consultant Group, with more than a decade in the business, are here to help you streamline the process. After the experience of more than a decade, we know, where to go from department to department at ASC to get the job done for you. It is possible that you’ve been going through the process of trying to get a Loan Modification with ASC for years and that department may need to close out your application or review. It is possible that the short sale department has your file because they’re trying to push you to sell the home first. We are here to do all the carry on for you. Above all, you need to know better when they are sending you in the wrong direction. Often clients come to us after submitting the wrong information on their deed in lieu application, getting denied, and not being able to figure out what happened. We can help you through the process of doing a deed in lieu of foreclosure even if that means reviewing a decline made by ASC.

America’s Servicing Company Deed In Lieu Timeline

Like any bank, ASC Deed In Lieu of Foreclosure timelines can vary greatly. Sometimes it’s obvious but other times it may not be so clear on what’s going behind the scenes. These are just a few of the hoops we jump through when dealing with a deed in lieu with ASC.

  • To begin with,  “America’s Servicing Company.”  found on many of their documents, like the ASC Deed In Lieu Forms, is a clear indication of that ASC is not the bank as many like to put it they are just a servicer of mortgages.  As such, ASC Financial Corporation’s mortgage division abides by what is called the “PSA” or Pooling and Servicing Agreement that governs the pools of mortgages they service. The PSA is like a  contract between servicer and beneficiary of the mortgage note. Therefore, making a decision for an ASC Customer is not always possible. ASC, in many cases is not delegated (non-delegated) which means ASC has to request permission from the mortgage investor that calls the shots. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers and take care of many of the decisions themselves. As always the greater the number of hands in the put the more layers of bureaucracy you’re going to deal with.
  • Additionally, the timeline of the deed in lieu is affected by whether or not your ASC Loan has a foreclosure sale date. ASC is tough when it comes to homes in foreclosure and stopping the sale date for an ASC Deed In Lieu to be completed. America’s Servicing Company has homes being sold at auction every business day. Sale dates even for the coming week are not working with urgency. Remember this business is a first come first serve but it is also influenced by foreclosure status and proximity to the sale date.
  • Finally, not all negotiators were created equally. This goes for both sides which is what makes the process so tricky. Miscommunication for such a large endeavor can lead to certain failure. Understanding this niche of representing homeowners in front of ASC Financial Corporation for the deed in lieu application is a specialized skill. Often you will be put through the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are for the banking institution who owns the interest in the loan.

America’s Servicing Company Deed In Lieu Timeline Conclusion: There are different factors that can change your ASC Deed In Lieu of Foreclosure Timeline including but not limited to the ones mentioned above. If a decision can be made by ASC themselves it will often be a quicker process than having to send out for approval. Other factors such as what they perceive the value of the property may also impact the negotiations. If you have other liens this is also likely to limit your ability to complete a deed in lieu. How fast ASC’s Loss Mitigation department receives the ASC Deed In Lieu Forms to apply for mortgage assistance are received (readable) and other factors will come together to affect how long it will take for your ASC Deed In Lieu application will take to be Approved.

If Your ASC Loan Deed In Lieu of Foreclosure Was Denied There May Still Be Options.


How To Fix An ASC Deed In Lieu Decline?

It really all comes down to why your ASC was declined which may be often be confusing. We have seen, which goes back to what we mentioned above about communication being important. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your ASC deed in lieu offer was rejected. Have us review your declined deed in lieu for free by calling us at 888-934-3444.

ASC Home Mortgage Deed In Lieu Reviews

ASC Deed In Lieu Complaints

Often we ourselves have gotten on the phone with ASC for one of our Customers where we received one answer about our deed in lieu of foreclosure application and on a later called we get a totally different answer. They told us the deed in lieu was approved and then later it was declined. When dealing with a Loan Servicing that happens overseas getting a straight story can be difficult with your ASC mortgage.

ASC 1 Star Review:

I have been with this company since 2006. When I refinanced, I really never needed them for anything because I was paying my mortgage with no issues. When I needed them, that’s when I found out how ridiculous their customer service was. I had to go thru hoops to get what I needed. I was in the process of selling my house and in most cases I had to pull teeth to get some help from them. They are not too cooperative at all. From 0 to 10, my recommendation is 2. This is where I stand now, and unless major overhaul of the way they conduct business takes place.

Ekrima, Arlington, TX

ASC 1 Star Review:

I have read everyone’s reviews and I know everything is true. This company is terrible, is the most NOT HELPFUL. I’m so sick of dealing with anyone from ASC as they are NOT helpful at all!!! Was anyone able to get out of ASC Mortgage and HOW??? My e-mail address is ** and I would love to hear from someone who was successful. This company NEEDS to be sued and their CEO/CFO jailed!!! My only hope is that karma will come around. I need help but never received any call or letter for nothing. I have this mortgage for many year. I lost my job. I have two tenant in eviction and this company never help me. Now I tried change my mortgage company but my credit is not good and I tried this company help for my rate but NOTHING. SOMEBODY CALL YOU ETC AND NEVER RECEIVED ANY CALLBACK.

Iedda, New Haven, CT

Don't Be A 1 Star Review


Don't Be A 1 Star Review


ASC 1 Star Review:

My husband and I have been trying to get a modification since 2011…. in 2014 we had to file for bankruptcy. Our bankruptcy was dismissed because ASC wouldn’t modify our payment which made our plan presented to the judge not feasible. All of us posting on here should get together and file a class action lawsuit. Anyone think this can be done. If so, we’re in!!

P.R, Exton, PA

1 Star Situations Happen Every Day


ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your ASC Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your ASC Mortgage.

America’s Servicing Company Deed In Lieu News

America’s Servicing Company Foreclosure Process

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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