Information Disclaimer: Not Your Loan Servicer (Read More)

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. We are a homeowner advocacy group with more than a decade of helping homeowners and professionals with mortgage assistance negotiations. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

Ditech Financials LLC Deed In Lieu Of Foreclosure


Ditech RMA Deed In Lieu of Foreclosure Package

Mortgage Assistance Form.

Deed In Lieu Decline

Ditech Deed In Lieu Application Denied?

Ditech Loan Mortgage DIL Process

How does a deed in lieu work? Learn.

Ditech Financials Loan Deed In Lieu Negotiators. We're On Top.


Ditech Deed In Lieu of Foreclosure Process

If your current loan is serviced by Ditech Financials LLC and you want to apply for Deed In Lieu of Foreclosure then we at ACG will make sure that our customers go through a process that is standard and similar to most companies:

  1. To initiate the process, one of our team members places a call to Ditech Financials LLC. Sometimes we have to follow up after placing an appointment but once have spoken to them the process will be initiated on your Deed In Lieu Application.
  2. Request for Mortgage Assistance Paperwork is also required for the process.
  3. You may have to go through a review for Loan Modification before the DIL process.
  4. You may be required to sometimes sell your property to someone else deeding it back to Ditech. This is done by Ditech to protect themselves from the liability of the property.
  5. You will have to get your property’s title checked as the next step of the process.
  6. A valuation will be completed on your property by Ditech Financials LLC on behalf of the investor.
  7. Terms of relocation and timeframes will be negotiated by us with Ditech.
  8. Lastly, your lender (Ditech Financials LLC) provides a response to the deed in lieu of foreclosure made to them.

Going through these steps is a lot difficult than it sounds and you will know that if you have previously dealt with Ditech for getting some kind of Mortgage Assistance. There are always hoops you have to jump through or if feels like something always pops up. But you don’t have to worry ACG has a decade of experience in helping customers facing difficulties with their mortgage. It is very typical that you will have to repeat certain steps again and again. To get the job done for you we have come to know after a decade of experience dealing with these situations that we will have to run around from department to department.  Maybe you’ve been going the process of trying to get a Loan Modification with Ditech for years and it’s possible that department may need to close out your application or review. Maybe the short sale department has your file because they’re trying to push you to sell the home first. We are here to do all the running around for you. You should be able to figure out when they are sending you in the wrong direction. Often clients come to us after submitting the wrong information on their deed in lieu application, getting denied, and not being able to figure out what happened. We can help you through the process of doing a deed in lieu of foreclosure even if that means reviewing a decline made by Ditech Financials LLC.

Ditech Loan Deed In Lieu Timeline

Like any bank, Ditech Deed In Lieu of Foreclosure timelines can vary greatly. Sometimes it varies due to obvious reasons and sometimes it is not clear what is going on. These are just a few of the hoops we jump through when dealing with a deed in lieu with Ditech Financials LLC.

  • To begin with, Ditech Financials LLC has to follow a set of rules for any process which is called as “PSA” or Pooling and Servicing Agreement that governs the pools of mortgages they service. The PSA is like a  contract between servicer and beneficiary of the mortgage note. Due to these set of rules Ditech cannot always make a decision themselves and for the decision that they are not allowed to make they will have to get approval from the investor. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers and take care of many of the decisions themselves. As always the greater the number of hands in the put the more layers of bureaucracy you’re going to deal with.
  • Additionally, The fact that whether your loan has a foreclosure date or not hugely effects the timeline of the process. When a sale has to be stopped so that the Deed In Lieu of Foreclosure process can be completed the company can be very difficult to deal with. The sale dates even in the coming week are not worked on urgently as a company like Ditech has sale dates for every working day of the week. Remember this business is a first come first serve but it is also influenced by foreclosure status and proximity to the sale date.
  • Finally, not all negotiators were created equally. This goes for both sides which is what makes the process so tricky. At such a large level of this type, miscommunication can lead to certain failure. It is a very specialized skill to represent a homeowner in this niche of Deed In Lieu of Foreclosure process that can be learned only through experience. Often you will be put through the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are for the banking institution who owns the interest in the loan.

Ditech Loan Deed In Lieu Timeline Conclusion: The timeline of the Ditech Deed In Lieu Of Foreclosure depends on a very broad range of factors and not only limited to the ones mentioned above. A decision will be made a lot quicker if Ditech Financials LLC can make it themselves. What the lender perceives as the value of the property will also affect the timeline. If you have other liens this is also likely to limit your ability to complete a deed in lieu. How fast Ditech’s Loss Mitigation department receives the Ditech Deed In Lieu Forms to apply for mortgage assistance are received (readable) and other factors will come together to affect how long it will take for your Ditech Deed In Lieu application will take to be Approved.

If Your Ditech Loan Deed In Lieu of Foreclosure Was Denied There May Still Be Options.


How To Fix A Ditech Deed In Lieu Decline?

The reason as to why your application was denied can often be very confusing. Mostly miscommunication as the most important reason for decline. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your Ditech Financials deed in lieu offer was rejected. Have us review your declined deed in lieu for free by calling us at 888-934-3444.

Ditech Financials Deed in Lieu Reviews

Ditech Financials Deed In Lieu Complaints

Often we have gotten on the phone with a Ditech Financials Loan for one of our Customers where we are given the runaround. They can be very difficult to work with and making matters worse is their rude agents on the phone. When dealing with a Loan Servicing where the people on the phone make you feel like they don’t care getting a straight story can be difficult with your Ditech Financials Mortgage.

Ditech 1 Star Review:

I am writing this as I’m helping my aunt who is disabled try to get her finances in order. I just got a copy of her finances and her mortgage was sold to Ditech as a simple interest loan. She’s been paying on it, never late for over 4 years and yet she owes more now than she did when she started. When I call to try to get help they drag their feet and are just rude. I have never seen anything so awful in my entire life. How does a company get to cheat people like this. If there ever is a class action suit I want to get my aunt in it because she is about to lose the home her father built with his own two hands.

Renee, Seven Springs, NC

Ditech1 Star Review:

Our home loan was sold by Bank of America to Green Tree who then was sold to Ditech back in 2013. We moved from Florida where the housing market was horrible and isn’t much better today and sold our house on a short sale. That was October 2013. I find out today the Ditech is reporting us as late pay over 3 years later after the short sale has long been completed and the loan closed!!! This is FRAUDULENT business operations and should be ILLEGAL! This company is hurting my ability to procure a home loan thanks to their GREASY business procedures!!! People have financial issues from the 2007 – 2012 recession, we have never had credit issues and was told we had to wait 3 years after the short sale (which we did) now only to find out what Ditech has been doing to us!!! CROOKS!!!

Micheal, Columbia, TN

Don't Be A 1 Star Review


Don't Be A 1 Star Review


Ditech1 Star Review:

My loan was modified and sold to Ditech for completion of the modification. As part of the agreement I was required to make a monthly payment for three months in order to prove that I could make the agreed upon payment. I did that, and actually did four months because when it was sold Ditech said the three months had to start over with them. So fine, no problem. Except it has now been two additional months and they have not only not completed the modification, I cannot get into their phone system to make a payment!

Carolyn, Denver, CO

1 Star Situations Happen Every Day


ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Ditech Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Ditech Mortgage.

Ditech Financials Deed In Lieu News

Ditech Financials Foreclosure Process

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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