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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. We are a homeowner advocacy group with more than a decade of helping homeowners and professionals with mortgage assistance negotiations. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

Franklin American Mortgage Company, Inc Short Sale

Short Sale Decline Review

Franklin American Mortgage Short Sale Denied?

Franklin Mortgage Mortgage Short Sale

Franklin American Mortgage Short Sale Process

Franklin American Mortgage Short Sale Negotiators. We're On Top.

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Franklin American Mortgage Short Sale Process


Most of the investors will require you to first apply for Franklin American Mortgage Loan Modification before applying for short sale but once you have been denied the process is pretty basic:


  1. To start the Franklin American Short Sale Process we will have to place a call to them and talk to their councellor.
  2. You will have to submit the Franklin American Mortgage Assistance Package with the supporting documents.
  3. Property valuation will have to be completed by Broker’s Price opinion (Certain Investors Require Two Interior Inspections)
  4. Terms will be negotiated with Franklin American Mortgage About Short Sale Fees And Costs To Be Paid Out Of The Seller’s Proceeds.
  5. Lender (Franklin American Mortgage) Provides A Response To Short Sale Offer Made.


Anyone who has been through the short sale process with Franklin American Mortgage will know that they are not easy to deal with. You will face a lot of difficulties. When dealing with the short sale negotiators it is typical to repeat the same steps again and again. It’s part of the process to know that we will have to run around from department to department at Franklin American Mortgage. The Loan Modifiation Department maybe needs to close it out, or the Franklin American Mortgage short sale department doesn’t have someone assigned to Franklin American Mortgage Customers Service Department; Above all you need to know better when they are sending you in the wrong direction. Often clients come to us after submitting the wrong information on their application, getting denied, and not being able to figure out what happened. We can help you review any declines.

Franklin American Short Sale Timeline

The timeline of Franklin American Mortgage short sale process depends on some simple factors and other some not so simple factors. These are just a few of the hoops we jump through when dealing with a short sale.

  • For one, Franklin American Mortgage is just a mortgage note servicing company. Franklin American Mortgage’s mortgage division has to abide by the PSA or Pooling and Servicing Agreement that governs the loans. This contract is directly between servicer and investor. Franklin American Mortgage does not always have the option to make a decision themselve. In some cases the investor has delegated the servicer to make the decision, therefore in cases which Franklin American Mortgage is not delegated to make a decision, they have to get confirmation from the investor. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers. As always the greater the number of hands in the put the more layers of burueacracy you’re going to deal with.
  • Additionally, The fact that whether your Franklin American Mortgage loan has a sale date or not also effects the timeline of Franklin American Mortgage short sale process. When it comes to homes in foreclosure Franklin American Mortgage can be tough when it comes to stopping the sale for the Franklin American Mortgage short sale to be completed. If you can get a value completed often your chances improve your getting bumped up in the process. Franklin American Mortgage Loan Servicing has homes being sold at auction every day. Sale dates even for the coming week are not working with ugency. Remember this business is a first come first serve but it is also influenced by foreclosure status and proximity to the sale date.
  • Finally, not all negotiators are good negotiators. This goes for both sides. Often miscomunication In the banking world can lead to certain failure. People become very specialized in this niche of representing homeowners infront of Franklin American Mortgage Home Mortgage in these financial application processes to find mortgage assistance. Often you will be put though the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are.

Franklin American Mortgage Short Sale Timeline Conclusion: Your Franklin American Mortgage Short Sale Timeline will vary based on many different factors. Decisions can be made in house will clearly be quicker than those that have to be sent out for appoval., what the value comes back at from the appraisal completed by Franklin American Mortgage’s Short Sale Department compared to what the offer is that is being made to them, how fast Franklin American Mortgage’s Loss Mitigation department received the Franklin American Mortgage Short Sale Application documents are received (readble) and other factors will come together to effect how long it will take for your Franklin American Mortgage Short Sale process to be Approved.

If Your Franklin American Mortgage Loan Short Sale Was Denied There May Still Be Options.


How To Fix A Franklin American Mortgage Short Sale Decline?

Often dealing with Franklin American Mortgage and how they deal with short sale buyers offers being declined may be confusing. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your Franklin American Mortgage short sale offer was rejected. Have us review your declined short sale for free by calling us at 888-934-3444.

Franklin American Mortgage Loan Servicing Contact Information

Franklin American Mortgage Customers

Franklin American Loan Servicing Complaints

Franklin American Mortgage Short Sale Reviews

Franklin American Mortgage Short Sale Complaints

Franklin American Mortgage is a large company and the rules are literally changing every day. There are a lot of departments and even more hands in the pot of each case that making it through the system can be a real drag. It doesn’t have to be though and that’s where we come in. Give us a call and see how we can help you with your short sale. Call 888-934-3444.

Franklin American 1 Star Review:

Bought a house through CF bank, and the bank sold the loan to
Franklin American mortgage. It has been a nightmare! I hand delivered the checks because I wasn’t receiving the “mortgage due” statements.
They never contacted me. I had to call the bank infinite times asking for the information. Then I manage to contact someone, set up the automatic withdrawal from my bank account, and Franklin removed it!
They sent a letter 3 weeks later saying the names didn’t match! It was a middle initial which didn’t appear on the bank account, then franklin sent me a letter saying the mortgage had not been paid! It’s ridiculous how  the notifications to blame you for  supposedly Not paying the loan, arrive at the correct address and NOT the statements or the paper telling you they removed the automatic payment!
I sent checks with 2 month payments on them, but they  took weeks to post, but they sent me the letter saying ti was going to collections, and default! Even though the checks were cashed! They are absolutely the worst, I have to believe it’s a scam to ruin people’s credit.

Juana C., Beachwood, OH

Franklin American 1 Star Review:

Do NOT NOT NOT do business with this horrible company.

Worst mortgage company I’ve ever had.  This horrible company bought my mortgage after a refinance in 2016.  Tried to set up an automatic withdraw and was told I have to pay an extra mortgage payment before I could set that up.  Now I’m trying to get an insurance claim check endorsed due to the amount.  Called customer service listened to a recorded message for a full 31/2 minutes before I could even get to a prompt to hold for a representative.  No where local to get the endorsement therefore I have to mail the check to South Carolina with their tracking numbers on it so they can endorse and mail it back to me.  Tempted to refinance for the sole purpose of getting rid of this horrible company.  Not sure why average Americans have such little control over something that is such a big part of our lives.

So now I’ve sent the check for endorsement and they won’t sign until they have a copy of the insurance adjuster’s report.  Also, they have stated they will be sending someone out to do an inspection.  Even more wast of my time.  Meanwhile I have the contractor waiting to get paid for the work they have completed.

Jeff W,, Denver, CO

Don't Be A 1 Star Review


Don't Be A 1 Star Review


Franklin American 1 Star Review:

They recently launched a new wedsite and it suuuucksssss you have to log in twice to gain acces a and can’t make any past due payments this is certainly a big joke and inconvenient ahhhh what is happening with them not taking calls at all?? I’ve been calling and been placed on hold for hours heyyyy I need to make a payment is everyone still off from the holidays??

Rina A., Saint Louis, MO

1 Star Situations Happen Every Day


ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Franklin American Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Franklin American Mortgage.

Franklin American Mortgage Short Sale News

Franklin American Mortgage, Inc Loan Modification

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. We are a homeowner advocacy group with more than a decade of helping homeowners and professionals with...

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