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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. We are a homeowner advocacy group with more than a decade of helping homeowners and professionals with mortgage assistance negotiations. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

Midland Mortgage Deed In Lieu Of Foreclosure


Midland RMA Deed In Lieu of Foreclosure Package

Mortgage Assistance Form.

Deed In Lieu Decline

Midland Mortgage Deed In Lieu Application Denied?

Midland Mortgage Loan Deed In Lieu Negotiators. We're On Top.


Midland Mortgage Deed In Lieu of Foreclosure Process

If you are applying for Deed In Lieu of Foreclosure on a loan that is serviced by Midland Mortgage than we at ACG can help you to go through a process that is standard and simple when compared to the process of other companies:

  1. A person from our team will place a call to Midland Mortgage to talk to your loan counselor about initiating the process.
  2. You will also require the Request for Mortgage Assistance (RMA) paperwork.
  3. Sometimes they may also require you to first go through the review for Loan Modification.
  4. Sometimes before you deed the property back to Midland Mortgage they may ask you to sell it to someone else to prevent themselves from the liability of owning the property.
  5. The next step of the process is to get the title of your property checked.
  6. Midland Mortgage will now have to complete a valuation of your property on behalf of the investor involved.
  7. Our team will then negotiate the terms of relocation and time frames with the company.
  8. In the last a response will be provided by your lender (Midland Mortgage) to the application of DIL.

Anyone who has dealt with Midland Mortgage in the past will already know that going through the above steps is not as easy as it sounds. You will often have to repeat the same steps again and again and a lot of difficulties will have to be faced. ACG is a company here to help our customers with mortgage-related difficulties so you have nothing to worry about. We whave to run around from department to department to get the job done for you. Maybe Loan Modification department has your file because you have been trying to get loan modification from them for a long time. Maybe they want you to sell your home first so the short sale department has your file. You will not have to do anything as we are here to do everything for you. Often clients come to us after submitting the wrong information on their deed in lieu application, getting denied, and not being able to figure out what happened. We can help you through the process of doing a deed in lieu of foreclosure even if that means reviewing a decline made by Midland Mortgage.

Midland Mortgage Deed In Lieu Timeline

The timeline for the DIL process for Midland Mortgage varies greatly. Sometimes it is clear what is going on but sometimes it gets very difficult to figure out what is going on. These are just a few of the hoops we jump through when dealing with a deed in lieu with Midland Mortgage.

  • To begin with,  Midland Mortgage is only just a servicer of mortgage and they are usually always working for an investor. A set of rules called as “PSA” or Pooling and Servicing Agreement which governs the pool of mortgages they service have to be followed by Midland Mortgage. Due to the presence of these rules for the decisions that they have not been allowed by the investor to make they have to get permission from the investor. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers and take care of many of the decisions themselves. As always the greater the number of hands in the put the more layers of bureaucracy you’re going to deal with.
  • Additionally, One other factor that has a huge effect on the timeline of DIL process is the fact that whether or not your loan has a sale date or not. Large size companies like Midland Mortgage have sale dates for usually every day of the week so they are not worked on as quickly as you want them to be. Remember this business is a first come first serve but it is also influenced by foreclosure status and proximity to the sale date.
  • Finally, not all negotiators were created equally. This goes for both sides which is what makes the process so tricky. At such a large level of this type, miscommunication can lead to certain failure. It is a very specialized skill to represent a homeowner in this niche of Deed In Lieu of Foreclosure process that can be learned only through experience. Often you will be put through the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are for the banking institution who owns the interest in the loan.

Midland Mortgage Deed In Lieu Timeline Conclusion: The Deed In Lieu of Foreclosure process timeline depends on a broad range of factors and are not only limited to the ones mentioned above. If Midland Mortgage can make a decision themselves it will be a lot quicker. The amount that the lender perceives as the value will also affect the timeline. If you have other liens this is also likely to limit your ability to complete a deed in lieu. How fast Midland Mortgage’s Loss Mitigation department receives the Midland Mortgage Deed In Lieu Forms to apply for mortgage assistance are received (readable) and other factors will come together to affect how long it will take for your Midland Mortgage Deed In Lieu application will take to be Approved.


If Your Midland Mortgage Loan Deed In Lieu of Foreclosure Was Denied There May Still Be Options.


How To Fix A Midland Mortgage Deed In Lieu Decline?

Sometimes it can get quite difficult to figure out as to why your application was declined. The reason we have seen the most for decline is miscommunication. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your Midland Mortgage deed in lieu offer was rejected. Have us review your declined deed in lieu for free by calling us at 888-934-3444.

Midland Mortgage Deed In Lieu Reviews

Midland Mortgage Deed In Lieu Complaints

Midland Mortgage is a large company and the rules are literally changing every day. There are a lot of departments and even more hands in the pot of each case that making it through the system can be a real drag. It doesn’t have to be though and that’s where we come in. Give us a call and see how we can help you with your Deed In Lieu. Call 888-934-3444.

Midland 1 Star Review:

We got our house in 2008 and after our loan was sold to Midland Mortgage Company it went downhill. I did lose my job and they would not help us so we borrowed $ and after we did never heard anything else until we got a foreclosure letter. We tried showing them we were up on the payment. They said nope, knowing we did not have the funds to fight it in court after you go through options. We lost our home, 2 years this July, why are they even still in business. I don’t understand how they can be this bad tacking people’s homes and money and nothing is being done.

Vivian, Cleveland, TX

Midland 1 Star Review:

Newsflash!! Along with everything else Midland is doing. It is also stealing its customer’s Escrow Account if there is a positive balance when the account is transferred over to them. They continue to deny receiving $5,200.00 on my behalf and claim that my escrow account had a “negative” balance. Any dummy knows that a negative sign in front of any number is equal to a credit. The statement given to me by the prior loan holder clearly shows a credit balance on the statement and being turned over to the new lender. Check your statements! Keep all of your paperwork from your old lender! I can wonder how many other people has had their escrow monies stolen from them by Midland!!

S., Loas Angeles, CA

Don't Be A 1 Star Review


Don't Be A 1 Star Review


Midland 1 Star Review:

Due to threats from Midland Financial I filed for bankruptcy. Midland received a judgement against me which lead to the bankruptcy. In the bankruptcy the debts were discharged, years later I now find that Midland had placed a lien against my home. Nothing like circumventing the consumer laws. Midland is bound by a federal judge’s order and they take it upon themselves to violate a court order. Where is my protection from them?

Linda, Bakersfield, CA

1 Star Situations Happen Every Day


ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Midland Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Midland Mortgage.

Midland Deed In Lieu News

Midland Mortgage Foreclosure Process

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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