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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

PNC Mortgage Inc. Loan Modification

Get Help With Your PNC Loan Modification

Talk To A Specialist Who Knows How To Deal With A PNC Mortgage.

Get Help With Your PNC Loan Modification

Talk To A Specialist Who Knows How To Deal With A PNC Mortgage.

PNC Mortgage Modification Process

The PNC Mortgage Inc. Modification process follows the following conventional loan modification process:

  1. To initiate the loan modification process you will have to give an interview over the phone.
  2. You will have to submit paperwork called Request for Mortgage Assistance including the required paperwork.
  3. Sometimes the lender will require valuation of property but often this valuation will be done via automatic valuation model.
  4. Terms of Modification Are Reviewed, Negotiated and Sent To Underwriting
  5. Lender Provides A Response

If the loan process was as simple as it looks it like we would be out of a job right now but sadly, it never is but this is why we, Absolute Consultant Group (ACG) are here to support homeowners through the process. During the Loan Modification process with PNC Mortgage there is lot of moving back and forth. It is a typical behaviour that you will have to submit paperwork again and again.  You will often get transfered from department to department and getting a runaround from PNC Mortgage Loan Modification Department to PNC Customer Service Department. Often clients come to us after getting denied due to submitting the wrong paperwork, Coming to us before can prevent you from a lot of headache. Our staff is available to review your paperwork and to help you step with the best foot forward. Call us at 888-934-3444.

PNC Mortgage Inc. Loan Modification Timeline

While dealing with large companies like PNC you will notice that there are a lot of moving parts. The timeling of PNC Mortgage Loan Modification often varies on some obvious and sometimes not so obvious reasons. Here are a few of the reasons this question has such sticky answers.

  • For one, PNC Mortgage Inc. is a company that is often working as a loan servicing company only. They often are representing debt on someone else’s behalf which hugely limits their decision making capability. As a servicer they have to abide by their PSA or Pooling and Servicing Agreement that they have with each investor. The investor may have delegated only some decisions to PNC Mortgage which they can make themselve but they will have to first get permission from the investor for the other decisions. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from most servicers. As you can imagine the more parties invovled the longer it takes and the more someone like PNC Mortgage Department has their hands tied.
  • Another issue, The other thing that effects the loan modification timeline is urgency. The loan modification process is based on the first come first serve model untill you ask that whether your loan has a sale date? If it does, There are chances that you will be bumped up in the process. The other thing to keep in mind is that the lenders like PNC Mortgage have homes going on sale almost on every day of the week. For this reason the sales set from a week from today may not be worked on as urgently as you would want because of foreclosures pending going to auction between today, tomorrow and the next days. Remember this business is a first come first serve but it is also influenced by foreclosure status and proximity to the sale date.
  • Lastly, there is no one size that fits all mortgage solution. You often will be reviewed for a large number of programs. If you don’t qualify for the first modification type they will review you for the next one. In the banking world departments become very specialized in their  particular types of programs. Loan modification negotiators review only loan modifications and short sale negotiators only review short sales. The method is called the waterfall process and you will also find that often you are reviewed by different loan modification departments at each step of the waterfall.

PNC Mortgage Loan Modification Timeline Conclusion: Sorry to say but time frames vary greatly. Whether the decisions can be made in house or have to be sent out for appoval, whether you fit the first plan you are reviewed for or the 10th plan, along with factors outside the bank including but not limited to how fast they are able to get their property values back from valuation companies, how fast documents are received legibly on their end and much much more all effect how long it will take for your PNC Mortage Loan Modifiication to be reviewed.

If Your PNC Mortgage Modification Has Been Denied. It May Not Be Too Late

 

Dealing With A PNC Mortgage Loan Modification Decline

Dealing with the decline for PNC Mortgage can be sometimes very confusing. Understanding the details of all the plans and how that conflicts with your information is key. Here at ACG we have dozens of points we review in order to understand why your PNC Mortgage loan modification was rejected. Have us review your declined modifcation for free by calling us at 888-934-3444.

Additional PNC Mortgage Contact Information

PNC Mortgage Customers

PNC Mortgage Complaints

 

PNC Mortgage Loan Modification Reviews

PNC Loan Modification Complaints

PNC is a large company and the rules are literally changing every day. There are a lot of departments and even more hands in the pot of each case that making it through the system can be a real drag. It doesn’t have to be though and that’s where we come in. Give us a call and see how we can help you with your loan modification. Call 888-934-3444.

PNC Star Reviews

PNC 1 Star Review:

PNC bought DeepGreen 250k line of credit. I went to county clerk 52k was satisfied. PNC has starting balance as 128k. PNC refuse to show me where they got the 128k from. I wrote 98k in checks so 52k plus 98k 150k… How do I still owe 186k?? I filed complaint on CFPS and nothing was done to help me. I can’t afford a lawyer 7k as a retainer. I have to pay because either DeepGreen or PNC made the mistake?

F.C, East Northport, NY

 

PNC 1 Star Review:

PNC holds the mortgage to our home. We CONSTANTLY get mail regarding lowering our rates. Every time we try to get information we do not get any results or callbacks. When we finally did through to someone, we started the refinance process and immediately received FORECLOSURE notices. We contacted PNC to find out what was going on only to receive more notices and advice to contact some financial officer to avoid legal action. A real estate attorney who told us to do nothing and let them foreclose and then we would sue them. This situation went away. We attempted to refinance through another company but the other company could not get enough info from PNC to complete the transaction. Through sheer frustration we gave up trying. So now we have the SAME mortgage at the SAME rate and are still getting the SAME letters offering to lower our rate. Saying we are dissatisfied doesn’t even come close to how we feel.

Gordon, Sumner, WA

Don't Be A 1 Star Review

 

Don't Be A 1 Star Review

 

PNC 1 Star Review:

So I was told I qualify for the HARP program and PNC helped refinance my house – I wanted to do a cash out to pay off some high-interest credit cards but my advisor said to keep original loan and do a HELOC so that’s what I did. BIG SURPRISE. Ink wasn’t even dry on the re-fi and PNC sends me a rejection letter saying I don’t qualify for the HELOC because my credit score needs improvement – So no one thought to get my credit score at the beginning of this little process??? Now I STILL have high interest credit cards and was told I cannot re-apply for a HELOC for at least 6-12 months. These people are as crooked as they come and THE MINUTE I can qualify with another lender PNC WILL NOT get one more penny from me or my family. CROOKS!!!

Melinda Saint Petersburg, FL

1 Star Situations Happen Every Day

 

ACG 5 Star Reviews

ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your PNC Mortgage.

You Know You Can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your PNC Home Mortgage.

PNC Mortgage Modification Mortgage News

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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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PNC Mortgage Deed In Lieu Of Foreclosure

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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