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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. We are a homeowner advocacy group with more than a decade of helping homeowners and professionals with mortgage assistance negotiations. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**
Chase Application, Forms And Packages
Chase Loan Modification Package, Application and Forms
What is a Chase Loan Modification Package?
Chase Home Mortgage requires an Chase Home Loan Modification Package known as the Chase Request for Mortgage Assistance (Chase RMA Form). It’s important to always use the most up to date paperwork when applying; Always check with a professional. The paperwork we last found was put up on the Absolute Consultant Group(ACG) Website. Here at Absolute Consultant Group we help homeowners with their Chase Mortgage Loan Modification process.
There are 6 Steps to the standard Chase Loan Modification Package and totaling about 3 pages.
Need Assistance With An Chase Morgage?
Need Assistance With An Chase Morgage?
Request for Mortgage Assistance Programs Package Breakdown:
Hardship Affidavit Application Check List
- Step 1 RMA- Tell Us About You – This section basically requires the Chase borrowers to put their contact information and some basic information about themselves.
- Step 2 Request For Mortgage Assistance Form – Help us understand your unique situation. This is Chase’s version of RMA Hardship Affidavit where you document when your hardship began and if it’s temporary or long term. If you have Federal Housing Administration (FHA) or the Rural Housing Service (RHS)and your loan is up to date or less than 30 days past due and you have a hardship that will prevent you from making your next required payment on the mortgage loan during the month that is due you should describe your hardship; This is referred to “facing imminent default”. In this section you have to check the box that best meets your hardship. You can check a box to be review for all assistance options (loan modification, short sale, deed in lieu, and others) or you can be reviewed only for options that require you to move out.
- Step 3 Chase Package – Detailed Financial Information – In this section chase askes for your monthly budget. This includes knowing your gross wages and if there are any non-borrower contributors in the household. Non-borrowers are required to provide an “Authorization to obtain consumer credit report” chase form. In this section they also require you to document your household assets where you list your checking accounts and anything else you have of value. Also, this is the section where you list your monthly expenses covering everything from food to utilities to child costs.
- Step 4 Loan Modification Package or Short Sale Forms- If You Have Additional Properties – No matter what program you are applying for they want to know if you own any other properties and if you do this is where they want them listed along with HOA information and anything else that applies.
- Step 5 Mortgage Package Acknowledgement – This section covers Chase’s disclosures and details. Read this thoroughly before proceeding.
- Step 6 Chase Loan Modification – Here’s how to send your documents – In this section the mortgage servicing department outlines the different ways that the package can be submitted.
Understanding Your Chase Loan Modification Status
As you can see the Chase Loan Modification Package is a lengthy document. Chase Home Mortgage doesn’t make it easy but that’s why we are here to offer you assistance with your application process to get mortgage assistance with your lender. J.P. Morgan Chase mortgage servicing division has various locations, the company though is headquartered in New York City, New York.
Chase Short Sale Package Forms
In most cases Chase uses the same package for loan modifications as it does for Chase Short Sales. Completing a short sale with Chase though will require additional documentation such as the purchase agreement and settlement statement which lets Chase and the investor the represent know how much they will net from the offer being made.
Navigating and Negotiating with Chase’s mortgage servicing department requires special handling that not any real estate professional can take on which is why our company represents many of the largest brokers/agents in the business.
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Disclaimer: Using The Wrong Form May Lead To A Denial
We provide mortgage servicers mortgage assistance package, forms, and applications to for educational purposes only. This is a sample document used to obtain mortgage assistance relief workout programs with your mortgage servicer. Prior to completing the form contact your (your client's) Mortgage's servicing department OR one of our professionals at 888-934-3444 to make sure they are sending the right loan modification or short sale package. Your home loan servicer, whether dealing with a Home Loan Modification or Short Sale (mortgage settlement, short pay off or discounted payoff) RMA Package offered on this website may not be the correct package depending on your investor. By downloading this RMA (Request for Mortgage Assistance) from our website does not guarantee loan modification assistance or any other mortgage relief programs to try to avoid foreclosure through mortgage servicer, its agents, employees, affiliates or subsidiaries. Prior to the use of any documents you should consult an attorney.