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**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

Shellpoint Mortgage Deed In Lieu Of Foreclosure

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Shellpoint Mortgage RMA Deed In Lieu of Foreclosure Package

Mortgage Assistance Form.

Deed In Lieu Decline

Shellpoint Mortgage Deed In Lieu Application Denied?

Shellpoint Mortgage Loan Mortgage DIL Process

How does a deed in lieu work? Learn.

Shellpoint Mortgage Deed In Lieu Negotiators. We're On Top.

 

Shellpoint Mortgage Deed In Lieu of Foreclosure Process

If you are thinking about applying for Deed In Lieu Foreclosure process on a loan serviced by Shellpoint Mortgage then we at ACG will work our best to ensure that our customers go through a process that is standard as for other companies:

  1. First, a member of our team will have to call your loan counselor at Shellpoint Mortgage and sometimes we have to call again after placing an appointment.
  2. There is a Paperwork called Request for Mortgage Assistance is also required for the application.
  3. Before they start the Deed in lieu Process you may first have to go through a review for Loan Modification.
  4. In some of the cases, Shellpoint Mortgage may prefer that you sell your property first to someone else before transferring the deed to them to prevent themselves the liability of owning the property.
  5.  In the next step of the process, the title of your property will have to be checked.
  6. Shellpoint Mortgage will have to do a valuation on your property on behalf of the investor.
  7.  In next step, terms of relocation and timeframes will be negotiated by us with Shellpoint Mortgage.
  8. Lastly, your lender provides a response to the deed in lieu of foreclosure made to them.

If you have dealt with Shellpoint Mortgage in the past, you will already know that going through the above checklists is not as easy as it sounds. During the process, you may have to pass through difficulties, but you have nothing to worry about as ACG is here to help our customers facing Mortgage related difficulties. After the experience of more than a decade, we know we will have to run around from department to department while working through the process for you. It could be that you have been trying to get a Loan Modification from them for a long time and they still need to close the file or review it first. Maybe they want you to sell the house first so the short sale department has your file. Often clients come to us after submitting the wrong information on their deed in lieu application, getting denied, and not being able to figure out what happened. We can help you through the process of doing a deed in lieu of foreclosure even if that means reviewing a decline made by Shellpoint Mortgage.

Shellpoint Mortgage Loan Deed In Lieu Timeline

For any company of this size, Deed In Lieu Process timeline varies greatly. Sometimes it is very unclear that what is going on behind the scenes. These are just a few of the hoops we jump through when dealing with a deed in lieu with Shellpoint Mortgage.

  • To begin with,  Shellpoint Mortgage has to follow a set of rules while servicing any loan which is called as “PSA” or Pooling and Servicing Agreement that governs the pools of mortgages they service as they are only a servicer of Mortgage and usually represent an investor. The PSA is like a  contract between servicer and beneficiary of the mortgage note. The investor allows Shellpoint Mortgage the authority to make some decisions only and for the decisions that they cannot make themselves they will have to get permission from the investor. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers and take care of many of the decisions themselves. As always the greater the number of hands in the put the more layers of bureaucracy you’re going to deal with.
  • Additionally, The timeline of the deed in lieu of foreclosure process is hugely affected if your loan has a sale date. If the sale has to be stopped to complete the deed in lieu of foreclosure process then they become a lot difficult to deal with. A company like Shellpoint Mortgage has sale dates for every day of the week so they are not worked on as urgently as you want them to.
  • Finally, All negotiators were not created equally. What makes the process tricky is that this goes for both sides. Miscommunication can lead to certain failure while dealing with this kind of large level. Often you will be put through the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are for the banking institution who owns the interest in the loan.

Shellpoint Mortgage Deed In Lieu Timeline Conclusion: The factors on which Shellpoint Mortgage’s Deed In Lieu of Foreclosure process’s timeline depends are a very broad range and not only limited to the ones mentioned above. If it is possible for Shellpoint Mortgage to make the decision themselves that will be much quicker. How fast Shellpoint Mortgage’s Loss Mitigation department receives the Shellpoint Mortgage Deed In Lieu Forms to apply for mortgage assistance are received (readable) and other factors will come together to affect how long it will take for your Shellpoint Mortgage Deed In Lieu application will take to be Approved.

If Your Shellpoint Mortgage Deed In Lieu of Foreclosure Was Denied There May Still Be Options.

 

How To Fix A Shellpoint Mortgage Deed In Lieu Decline?

Miscommunication is reason for rejection of the applications but it can often become very confusing as to why it was rejected. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your Shellpoint Mortgage deed in lieu offer was rejected. Have us review your declined deed in lieu for free by calling us at 888-934-3444.

Shellpoint Mortgage Contact Information

Shellpoint Mortgage Customers

Shellpoint Mortgage Complaints

Shellpoint Home Mortgage Deed In Lieu Reviews

PNC Mortgage Deed In Lieu Complaints

The rules are literally changing every day as PNC Mortgage is a large company. There are a lot of departments and even more hands in the pot of each case that making it through the system can be a real drag. It doesn’t have to be though and that’s where we come in. Give us a call and see how we can help you with your Deed In Lieu. Call 888-934-3444.

Shellpoint 1 Star Review:

We somehow ended up with this fraudulent collection agency when Penn Financial turned over our mortgage to them. They withdrew over $700 from our escrow to pay city property taxes and my city never received the payment.  To complicate matters, our house was built on the existing plot of my neighbor’s home, and the city has not yet split our plot into two properties. Shellpoint did not do this research and came up with a figure on their own. They sent us a letter finally admitting their mistake but after 90 days, they have still not returned the $700 to our escrow. Our closing attorney and original mortgage lender has been trying to settle this on our behalf but the dopes at Shellpoint are not responding. My husband and I have excellent credit scores, live in a desirable community and have high income with steady jobs for the past 30 years. I filed a complaint with the Consumer Financial Protection Bureau CFPD, and Shellpoint Compliance called me the next day and we resolved the issue over the phone. Waiting for documentation.

Lisa, Lexington, MA

Shellpoint 1 Star Review:

I have never left such a bad review before for anything but for this company I can only say STAY AWAY PLEASE.  Do yourself a favor   If you have to get a mortgage loan slit your throat before you ever sign with this company .  They do not care about anyone or anything but there money    That is no compassion for the customer and no customer service   The knowledge of there help is horrible. The pass you from one customer service person to another   They make everything hard and frustrating. When we had the hurricane in Florida and we were called a natural disaster area they had no idea and did not care about you not having electric or not being able to work.  There was no 3 month extension allowance. All they wanted to know is when they are getting their money or there will be a foreclosure started to take your house .   No one in their offices knew how to do anything but to tell you to hold on when you call for a question   Please do yourself a favor.    DON’T DO BUSINESS WITH THIS COMPANY !!!!!!!  If I did not have to I would not even leave one star ….. Brian Jay, Pompano Beach, FL

Don't Be A 1 Star Review

 

Don't Be A 1 Star Review

 

Shellpoint 1 Star Review:

Honestly , if there was an option to enter ZERO I would.  Horrific customer service in general.  You can never speak to anyone that provides accurate information or even get through. As i type this, I am waiting 14 minutes already to speak to someone.  If you ever need to escalate a call, they flat our refuse and tell you they will “email a supervisor” and they will call you back.  Never happens. Sally, Canadensis, PA

1 Star Situations Happen Every Day

 

ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well. Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start. Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group! Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Shellpoint Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your Shellpoint Mortgage.

Shellpoint Mortgage Deed in lieu News

Shellpoint Mortgage Foreclosure Process

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. The information found on this page is for educational and convenience purposes only. The information...

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