• Arrangements around YOU!

  Finally someone in your conner. We are looking to set you up for success. Don’t be set up to fail. Plans split up what you owe over a period of time to meet your budget and still leave the flexibility to pay your obligations.

• Loan Modification/ Mortgage Rate Adjustment Assistance

  ACG is the nationwide leading specialist when it comes to Loan Modifications. With 17 Modifications types and growing here are a few of the options that ACG may be able to accomplish:

  Rate Change- ACG may help lower your current interest rate of your current mortgage.

  Payment Deferment- ACG has been able to help move the payments you may be behind on to the back of the loan. Therefore extending the life of the loan.

  Principal Write Downs- AGC has negotiate with lenders the “write down” on their mortgages which reduces the overall principal owed. Ex. BEFORE: Homeowner owed $680,000 AFTER: Offer came in from lender for about $600,000

  Principal Restructuring- ACG may help move your payments to be added to the current principal, bringing you current. The principal’s time frames of being repaid do not change but payment adjustment is considerably less than the average repayment arrangement (set generally no more than 12 months).

• Short “Sale” Help (Short Pay Off)

  We will handle the application to your lender. They may be willing to accept less than you owe but you have to act now. ACG’s account managers will take on the processes in order to fight for the release of your liability for the difference. ACG will take care of your application, Completing the steps necessary for the application process is crucial. We are here to help with your short sale process. We will collect the needed documentation from the parties involved in order to complete the arrangements with your loan servicer. We collect items from the agents, loan officers, brokers, title companies, escrow companies and from any parties that may be pertinent to work with so you don’t have to. Help when you need it! There is a reason why professionals come to us, Give us a call now! 888-945-5553 option 1 for customer service to get all of your questions answered.

• Short Refinance

  In this volatile industry change is inevitable. The Short Refinance many times may be a viable solution to your lender taking a loss on the principal you owe in order to avoid default occurring on the loan. We can help with your short refinancing needs. The lender at times, if the borrower(s)/homeowner(s) is able to find funding else were, we may workout arrangements with the lender for the borrower(s)/homeowner(s) to cover the difference or even forgive it all!.

Experienced in:

• Repayment Plan
• Forbearance Lender Arrangement
• Loan Restructuring
• Short Refinance
  
• Short Sale/Equity Sale
  • Short Refinance
  • Sale of property
    
• Foreclosure postponement
• Disaster Relief (Hurricane and Property Claim Insurance Procedures)
  
• Sale Procedures
• Recast
• Partial Release
• Partial Claim (FHA)
• Attributed to servicing all types of loans: A-Paper, ALT-A/SUB-PRIME, HELOC Equity/Construction,VA/VA Vendee, Goverment Loans, IMPAC, ETC.
  
• Escalation Processes (Workout Procedures)
  
• And more…