Information Disclaimer: Not Your Loan Servicer (Read More)

**We are not affiliated with any mortgage servicer, the investor/beneficiary of your mortgage note, the mortgage insurer (if applicable) or any government agency. We are a homeowner advocacy group with more than a decade of helping homeowners and professionals with mortgage assistance negotiations. The information found on this page is for educational and convenience purposes only. The information found on this page should be considered as opinion and not fact based on our experience with lenders over 10+ years. Consult your mortgage servicer directly or a professional before using any of the information found on this site. If you are seeking an intermediary to assist you in getting help with your mortgage you may contact us at 888-934-3444 or via email at [email protected] for further review for a no fee, no obligation, consultation. If required you may be referred to a local professional or legal counsel for additional assistance with your mortgage. Please read through our Disclaimer page for additional details. We do not represent in any way any financial institution named on this page. If you feel that any of this information has become outdated or is incorrect please contact us immediately.**

America’s Servicing Company Short Sale

ASC RMA Short Sale Package

Mortgage Assistance Form.

ASC Mortgage Short Sale Negotiators. We're On Top.

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America‘s Servicing Company (ASC) Short Sale Process

In some cases there is a requirement from the investor to apply for ASC Loan Modification process first but once you have been declined the ASC short sale process becomes pretty simple :

  1. Our agent will have o place a call to ASC and talk to their councellor to initiate the process.
  2. You will be required to submit ASC Request for Mortgage Assistance Package.
  3. It will be required to schedule and complete a broker’s price opinion (Some investors require two interior inspections)
  4. Numbers for purchase prices and closing costs will have to negotiated with ASC about Short Sale Fees And Costs To Be Paid Out Of The Seller’s Proceeds.
  5. Lender ASC Mortgage Provides A Response To Short Sale Offer Made.

Sadly the short sale process with America‘s Servicing Company is never easy. When applying for the short sale it sometimes feels like that something always comes up. It is very typical to repeat the same steps over and over when dealing with short sale negotiators. While dealing with ASC short sale process we will have to run from department to department. The Loan Modification Department maybe needs to close it out, or the short sale department doesn’t have someone assigned to AsC Mortgage Customers Service Department; Above all you need to know better when they are sending you in the wrong direction. Often clients come to us after submitting the wrong information on their application, getting denied, and not being able to figure out what happened. We can help you review any declines.

ASC Mortgage Short Sale Timeline

While dealing with the short sale it can greatly help the process if you know what effects the timeline of the short sale process. These are just a few of the hoops we have to jump through when dealing with a short sale.

  • For one, America‘s Servicing Company (ASC) is a company that works only as a servicer of mortgage notes. ASC Short Sale package is generally only a piece of what governs ASC‘s mortgage servicing as they have to bide by the PSA or Pooling and Servicing Agreement that sets the fules for each and every loan; This contract is directly between servicer and investor. The investor for which ASC is servicing do not allow them to take all the decisions themselves so this means that for decisions they cannot take themselve they have to get permission from the investor. Some investors such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) have pulled almost all decision making authority from many servicers. The more parties you have to deal with the longer it’s going to take.
  • Additionally, The fact that whether your ASC loan has a sale date or not also greatly effects the timeline. ASC can be really tough to deal with when it comes to stopping the sale so the ASC short sale process can be completed. If you can get a value completed your chances of getting bumped up majorly improve. As a loan servicer they have homes being sold at auction every day. Sale dates even for the coming week are not worked with ugency you would expect. As a first come first serve business model it can also be influenced by foreclosure status and proximity to the upcoming sale date (if applicable).
  • Finally, not all negotiations are equal; This goes for both sides. Often miscomunication is the number one reason why a short sale fail. People become very specialized in this niche of representing homeowners (borrowers) in front of America‘s Servicing Company in these financial application processes to find mortgage assistance. Often you will be put through the multiple levels of management including approval from an investor as mentioned above depending on what their total losses are.

America‘s Servicing Company Short Sale Timeline Conclusion: Your ASC Short Sale Timeline will vary based on many different factors. Decisions that can be made in-house will clearly be quicker than those that have to be sent out for approval., what the value comes back at from the appraisal completed by ASC‘s Short Sale Department compared to what the offer is that is being made to them, how fast ASC Loss Mitigation department received the ASC‘s Short Sale Application documents are received (readable) and other factors will come together to affect how long it will take for your ASC Home Loans Short Sale to be Approved.

If Your ASC Short Sale Was Denied There May Still Be Options.


How To Fix A ASC Home Loan Short Sale Decline?

Often dealing with ASC Mortgage and how they deal with short sale buyers offers being declined may be confusing. Often they will not be clear not only as to why but if there is anything that can be done to fix it.  Here at ACG we review dozens of points in order to understand why your ASC short sale offer was rejected. Have us review your declined short sale for free by calling us at 888-934-3444.

ASC Loan Servicing Contact Information

ASC Mortgage Customers

 ASC Consumer Complaints and Reviews

ASC Home Loans Servicing Mortgage Reviews

ASC Mortgage Servicing Complaints

Often we have gotten on the phone with a ASC Loan for one of our Customers where we are given the run arround. They can be very difficult to work with and making matters worse is their rude agents on the phone. When dealing with a Loan Servicing where the people on the phone make you feel like they don’t care getting a straight story can be difficult with your ASC Mortgage.

Due to space constraints we are not able to include the complete review(s). The name of each reviewer links to where the reviews maybe located. For the complete review click the links.

ASC 1 Star Review:

I have been with this company since 2006. When I refinanced, I really never needed them for anything because I was paying my mortgage with no issues. When I needed them, that’s when I found out how ridiculous their customer service was. I had to go thru hoops to get what I needed. I was in the process of selling my house and in most cases I had to pull teeth to get some help from them. They are not too cooperative at all. From 0 to 10, my recommendation is 2. This is where I stand now, and unless major overhaul of the way they conduct business takes place.

Ekrima, Arlington, TX

ASC 1 Star Review:

I have read everyone’s reviews and I know everything is true. This company is terrible, is the most NOT HELPFUL. I’m so sick of dealing with anyone from ASC as they are NOT helpful at all!!! Was anyone able to get out of ASC Mortgage and HOW??? My e-mail address is ** and I would love to hear from someone who was successful. This company NEEDS to be sued and their CEO/CFO jailed!!! My only hope is that karma will come around. I need help but never received any call or letter for nothing. I have this mortgage for many year. I lost my job. I have two tenant in eviction and this company never help me. Now I tried change my mortgage company but my credit is not good and I tried this company help for my rate but NOTHING. SOMEBODY CALL YOU ETC AND NEVER RECEIVED ANY CALLBACK.

Iedda, New Haven, CT

Don't Be A 1 Star Review


Don't Be A 1 Star Review


ASC 1 Star Review:

My husband and I have been trying to get a modification since 2011…. in 2014 we had to file for bankruptcy. Our bankruptcy was dismissed because ASC wouldn’t modify our payment which made our plan presented to the judge not feasible. All of us posting on here should get together and file a class action lawsuit. Anyone think this can be done. If so, we’re in!!

P.R, Exton, PA

1 Star Situations Happen Every Day


ACG 5 Star Review:

Tried modifying my mortgage loan on my own, twice actually, but no luck. Until I called ACG. [I] got my loan mod approved and all is well.

Michael, Woodland Hills, CA

ACG 5 Star Review:

We were struggling trying to get assistance in keeping our home for over a year when I was introduced to ACG Today both my homes are modified and our family has a chance for a fresh start.

Patricia, Porter Ranch, CA

ACG 5 Star Review:

I have worked with [the] team personally and professionally referring them many clients over the past few years. If you need help with a loan modification, short sale, or want to avoid foreclosure I highly suggest you use Absolute Consultant Group!

Daniel, Santa Clarita, CA

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your ASC Mortgage.

You Know You can't Chance Being A 1 Star Review.

ACG Specialist Here To Help Your ASC Mortgage.

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